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Family: Joseph Lawrence Stephens / Ann Garrard (F98)
WILLIAM GARRARD (1715-1786) 
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Mary Naughty (1721-1760)
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| Elizabeth Garrard (1732- ) |
Governor James Garrard (1734-1803)  |
| Daniel Garrard (1736-1813) |
| Mary Ann Garrard (1743-1823) |
| ELIZABETH Garrard (1749-1768) |
| Sarah Garrard (1757- ) |
| Ann Garrard (1730- )
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| Joseph Lawrence Stephens (1764-1848) |